Welcome to the modern way to manage your finances
Pay off debt, buy a car, and save for your dream home years ahead of everyone else. All in the time it takes to drink a cup of coffee each week.
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The money app everyone is talking about
“This app does it all. It combines extremely granular monthly budgeting functionality with holistic, high-level wealth management tools/goal setting better than any app out there.”
App Store Review
“Because of this app, I feel like I am not winging it financially anymore and feel on top of my spending.”
App Store Review
"Finally a financial dashboard that allows for intuitive customization but also has a powerful set of pre-built functionality! Safe to say we’ve become more aware of our financial situation and made moves toward progress since joining Monarch Money."
App Store Review
"Mint shutting down was a blessing in disguise. Monarch is way better and the connections to institutions way more reliable than Mint. Extremely happy with this app."
App Store Review
“I love how many features (bill calendar, cash flow manager, easy budgeting, goal setup and tracking, etc) allow you to get a crystal clear picture of where you stand each month.”
App Store Review
“It’s ability to recognize recurring bills is incredible, [and] makes me less anxious worrying that I’ll miss something. Run, don’t walk!”
App Store Review
What is Monarch?
The all-in-one money app
Monarch brings together everything you need to manage your finances effectively, no more winging it. You can collaborate with your partner or financial advisor at no extra cost, and access it on web, iOS, and Android.
Tracking
See exactly where your money is going
Tracking your money shouldn't feel like a chore. With your accounts all in one place, it's easier than ever to know where you stand - from your day-to-day spending to growing your net worth.
Budgeting
Budgeting that fits your life
Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the flexibility or structure you need and make budgeting feel easy.
Collaboration
Make smart money moves together
Get a full picture of your finances by bringing together separate and joint accounts all into one view. Invite your partner at no additional cost so you can budget together and reach your goals faster.
Investments
All of your investment holdings in one place
Know exactly what you're invested in and how your portfolio is performing so you can identify top movers and determine where to invest next. Track everything from individual stocks, mutual funds, 401ks, ETFs, crypto, and more.
Planning
Set goals (and crush them)
Create and track progress toward your medium and long term goals, from planning a vacation to a home remodel. Contribute toward your goals within your monthly budget, and watch your savings compound over time.
Dashboard
Prioritize the insights you need
Customize your dashboard view and add widgets to your phone so the insights that are most helpful to you are always front and center.
Syncing
Best-in-class data connectivity
Monarch syncs with multiple financial data providers, more than other apps, to connect with 13,000+ financial institutions and keep them in sync.
Privacy
A focused, ad-free experience
We're committed to building the best product - one that actually makes your finances enjoyable. That means an uncluttered experience with no distracting ads, and we'll never sell your financial data to third parties.