Financial Health
Calculator

Answer 8 simple questions to better understand where you are with your financial health. This quiz is based on years of research done by the Financial Health Network, a non-profit organization dedicated to helping Americans build financial resilience.

Question 1 of 8

Which of the following best describes your household spending over the last 12 months?

Spending was much less than income

Spending was a little less than income

Spending was about equal to income

Spending was a little more than income

Spending was much more than income

Gain total control of your money

Track all of your accounts in one place, collaborate with your partner, and create a long term plan to achieve your goals. Get personalized advice along the way.

Financially vulnerable

Financially coping

Financially healthy

Gain total control of your money with Monarch

Join thousands of families using Monarch to achieve financial freedom.

What to do if you're financially vulnerable

Being financially vulnerable (scores ranging from 0-39 points) means you are probably having a hard time keeping up with your bills and expenses, which could put you in a tough position if a surprise expense comes up.

Some of Monarch's tools, like the spending insights feature, or the budgeting feature, can help you stay on top of your finances so that you can level up and build more resilience.

What to do if you're financially coping

Financially coping (scores ranging from 40-79 points) likely means you are doing really well in some areas of your finances, but are a bit behind in others. The goal is to continue building resilience in the four primary areas of your financial health so that you'll be ready to handle an emergency expense if it comes up.

Depending on your specific needs, Monarch has a ton of great tools for mastering all aspects of your financial health. Browse all of the features here.

What to do if you're financially healthy

Being financially healthy (scores ranging from 80-100 points) likely means you are successfully managing all of the core pillars of your financial health. Great job! If you fall into this category, the goal for you is to stay on track, and revisit your goals every few months to make sure you are working toward the future you want for yourself.

Monarch has some great financial tools to help you stay on track and chart a clear path to achieving your goals. Check out our financial planning feature, and our goals feature to learn more.

The modern way to manage your money

Monarch is an all-in-one platform that brings together everything you need to optimize your finances. Join thousands of families using Monarch to achieve financial resilience.

Browse features

Financial HealthCalculatorself.__wrap_b(":Rlcieb6:",1)

Gain total control of your moneyself.__wrap_b(":R6lameb6:",1)

Track all of your accounts in one place, collaborate with your partner, and create a long term plan to achieve your goals. Get personalized advice along the way.self.__wrap_b(":R95ameb6:",1)

What to do if you're financially vulnerableself.__wrap_b(":Rqmaib6:",1)

What to do if you're financially copingself.__wrap_b(":Rr6aib6:",1)

What to do if you're financially healthyself.__wrap_b(":Rrmaib6:",1)

The modern way to manage your moneyself.__wrap_b(":R1lamb6:",1)

Monarch is an all-in-one platform that brings together everything you need to optimize your finances. Join thousands of families using Monarch to achieve financial resilience.self.__wrap_b(":R29amb6:",1)