Billed $99.99 $69.99 yearly*
*Future billing cycles charged the regular rate
If you're wondering how you should best manage your finances, we encourage you to consider a subscription-based app instead of a free one. Here's why:
"I was forced from Mint after their closure, and agonized over switching to a new finance app. I didn't know what I had been missing until I moved to Monarch! It's a great app, has some terrific tools, and is really intuitive. It's worth paying for."
Aligns company interests with your interests. When you are paying for a service, you are the customer. The opposite is true in a free service, these companies are incentivized to sell your data to advertisers, and build features that make you click more ads, not features that actually help you.
Provides better data connectivity. Personal finance apps are only as useful as their underlying data. Keeping this data up-to-date is a massive and expensive challenge that everyone underestimates. Free services can't invest the same amount in this data quality, leading to stale data and a frustrating user experience.
Protects your privacy. Your financial data is extremely sensitive. It's also extremely valuable to advertisers. Companies with free offerings typically rely on selling this data to advertisers to generate revenue.
It is a more sustainable business. If you're investing a lot of time and effort into setting up a new personal finance app, you want it to stay around long term and continue to improve, not stagnate from lack of development, or go out of business because they ran out of money. The subscription model provides a higher chance of a company staying around long term.
Yes! You can invite unlimited collaborators to your household at no extra cost. You'll each get your own login and a joint understanding of your finances. You can even invite a financial advisor or coach. Whoever you invite will have full access to your account, so only invite people you trust.
Yes! Monarch is available on iPhone, iPad, and Android devices. You can download the apps by visiting our Download page, or by searching for us in the App Store or Play Store.
Yes! If you're an advisor or financial coach, check out Monarch for Advisors to learn more and sign up today. You'll be able to pay for Monarch for your clients and collaborate with them so you're always on the same page.