Reports are one of the most powerful tools in Monarch, enabling you to gather meaningful financial insights—sliced, diced, customized, and visualized in ways that help you make smarter financial decisions. Whether you’re tracking spending trends, analyzing cash flow, or doing a look back at 2024 for tax purposes, reports can help you zoom in to get a visual representation of what matters most.
Until now, you had to recreate reports from scratch each time you wanted to see updated data. Now, your saved reports are conveniently bookmarked on the Reports page, so you can build them once and access them quickly whenever you need fresh insights.
Get Inspired
Need some inspiration for reports worth saving? Here are some favorite reports, crowdsourced from our members:
- Spending trends — a bar chart showing month-over-month spending for specific merchants (e.g., Starbucks) or entire categories like Restaurants & Bars.
- Vacation expense breakdown — a donut chart visualizing how much you spent on hotels, dining, and activities.
- Household financial flows — a Sankey diagram filtered to joint accounts.
- Rental income vs. rental expenses — a Sankey diagram showing how rental revenue compares to property-related costs.
- Discretionary spending trends — a look back at how your flexible expenses have been trending over time.
- Year-end tax reports — a spending report filtered to tax deductible expenses for easier tax prep.
Please note the Reports feature is currently only available on web.
Improved time frame options
We've also expanded date range selections for your custom reports. You can now choose relative options like "This month," “Last year” or "Last 2 quarters", which update automatically when the report is loaded.
Additional improvements
In addition to saved reports, we've shipped a number of updates recently, all based on your feedback.
🔗 New institution connection options
When you no longer want a particular institution to sync with Monarch, you now have a new choice: instead of deleting the connection and all historical transactions, you can delete just the connection. This means Monarch will no longer sync with the institution, but will keep past transactions for reference. You can do this from the Institutions page within Settings.
This is just one of many things we have in the works to make the experience of connecting or disconnecting accounts more seamless.
📅 YTD view
A top-requested feature is here! You can now see your year-to-date finances on the Accounts page and dashboard widget, giving you a clearer snapshot of your progress for the year.
💰 More intuitive budgeting updates
By default, "Apply changes to future months" is now unchecked when adjusting your budget, giving you more control over how updates apply. You can always change your default option in the Budget page under Settings.
📉 Dynamic y-axis scaling in charts
On the web, we've improved vertical bar charts with dynamic y-axis scaling, ensuring outliers don’t distort your financial trends.
🎨 Visual enhancements
We’ve refined colors and contrast, especially in dark mode, and improved the styling of the spending dashboard widget for better readability.
🔎 Flex budgeting summary
If you use Flex Budgeting, your default summary card on the budgeting page and dashboard widget now highlights your Fixed, Flexible, and Non-monthly expense progress, making it easier to track your spending.
⚡Quicker actions on the Transactions page
On mobile, we've streamlined the Transactions page, separating “Add New” and “Edit Multiple” actions for quicker access.
✨Performance enhancements
You’ll notice faster load times and performance improvements across iOS and Android. On iPad, we improved stability to prevent the app crashing while editing transaction notes.
What’s next
We’ll soon be rolling out a more streamlined process for transferring data when switching your account connection to a different provider. This will make it easier to merge the transaction and account balance history from your old account with the new one.
The long awaited Amazon import functionality is in the works! Soon you’ll be able to connect your Amazon purchases and have transactions automatically updated to the appropriate category (or split into multiple transactions if needed, for accurate categorization.) Stay tuned!
We’re hiring
We're hiring for a number of roles at Monarch across product, design, engineering, marketing, and customer success. We love hiring Monarch members, so if this sounds interesting, check out our careers page!
