What is this charge on my bank statement?
Enter a transaction that appears on your bank statement, we'll tell you the merchant and spending category for it.
Gain total control of your money
Track all of your accounts in one place, collaborate with your partner, and create a long term plan to achieve your goals. Get personalized advice along the way.
4.9The money app everyone is talking about
“Monarch Money is the best overall budget app for 2024. It's the best for anyone looking to cut expenses and increase savings—especially couples or families.”
“I looked at Monarch Money, NerdWallet, Rocket Money, Quicken Simplifi, and YNAB (You Need A Budget). My top pick? Monarch Money. Monarch is more than just a budgeting app. It provides everything you need to manage your personal finances.”
“Monarch Money has become one of the most hyped-up Mint alternatives among Reddit users since Mint is set to shut down in 2024.”
“Looking for a mint alternative? THIS IS IT! I wish I switched a long time ago. It does everything mint couldn't. Layout is amazing. Totally and completely worth the money!”
“It's beautifully designed and it just works, as advertised; Significantly fewer syncing issues than it's competitors.”
“I tried YNAB, I tried Mint, I use Monarch. So much more intuitive and the UI/UX is delightful.”
“I love monarch! Especially the cash flow and plan pages. I’ve already recommended it to several friends!”
“Monarch is an elegant way of keeping track of my finances. I can make changes on my Android and they're instantly viewable on my Mac.”
“The intuitive dashboard and cash flow trackers are simple to navigate. The planning tool is awesome. Love this tool!”
“Excellent interface, super easy to use. By far the best money management and planning app I've used.”
“Moved here from Mint, and wish I had done so years ago. Monarch is what Mint should have been. I'm way more satisfied with Monarch than I ever was with Mint.”
The all-in-one money platform
Monarch brings together everything you need to manage your finances effectively. You can collaborate with your partner or financial advisor at no extra cost, and access it on web, iOS, and Android.
Best-in-class data connectivity
Monarch syncs with multiple financial data aggregators, more than any competitor, to give you the best chance at connecting all of your accounts and keeping them in sync.
Transaction rules to keep everything organized
Monarch uses AI to clean your transactions, and gets smarter over time. If you want more control, you can use transaction rules to predictably update merchant names, categories, tags, notes, and more to keep everything organized.
Flexible budgeting tools and rollovers
Create a budget with custom categories and rollovers to help you stay on track. You can budget every category, or budget at the group level, whatever works for you. We'll help you stay on track with automatic notifications.
See exactly where your money is going
Our diagrams and charts make it easy to see where every dollar of your hard-earned money is flowing, so you can track your spending patterns at a glance.
Collaborate with your partner securely
Invite a partner or financial advisor to collaborate at no extra cost. They'll get their own login, and you'll both get a shared view of what's happening with your money.
All of your investment holdings in one place
Know exactly what you're invested in and how your portfolio is performing by syncing all of your investment holdings into one view. View your historical performance and allocation.
Track your progress on your financial goals
Track all of your financial goals and create a plan to achieve them. If you get off track, no problem! We'll always help you get back on track when life happens.
Custom dashboard and reports
Customize your dashboard to fit your needs and identify trends in your finances. Build custom reports to get a deeper understanding of your finances.
Search for anything
Monarch brings all of your financial data into one place and makes it easy to find exactly what you're looking for.
Security you can rely on
Monarch protects your data with bank-level security. Your login details are never stored and access to your accounts is limited to read-only, we cannot move your money.
No advertisements
At Monarch, we're committed to building the best product to improve your financial life. That means an uncluttered experience with no distracting ads, and we'll never sell your financial data to third parties.